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Make your next move with us.
Backed By Great People, 100% Customer Focused

The most important asset to our company, is our people. Our team was built with you as our focus.

James Saville

James Saville

Branch Manager/MLO
NMLS#: 265156
Michelle Valdez Profile Image

Michelle Valdez

Mortgage Loan Originator
NMLS#: 1646592

Chris White

Mortgage Loan Originator
NMLS#: 1484673

Lindsey Greblo

Mortgage Loan Originator
NMLS#: 2022926
Marvin Reyes Profile Image

Marvin Reyes

Mortgage Loan Originator
NMLS#: 1984233
Michael Genzoli Headshot

Michael Genzoli

Senior Loan Officer
NMLS#: 387469
Danielle Kissinger Headshot

Danielle Kissinger

Senior Processor
Noemi Aguilar Headshot

Noemi Aguilar

Project Manager
Kelly Carrasco Headshot

Kelly Carrasco

Mortgage Loan Processor
NMLS# 1678775
Jose Martinez Headshot

Jose Martinez

Mortgage Loan Originator
NMLS#: 2089312
Cristal Ruiz Headshot

Cristal Ruiz

Operations Manager
Welcome to Concept Mortgage

At Concept Mortgage powered by Groves Capital, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private “hardship” lenders.

Tell Us Your Story

Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

What is Your Why?
Create memories
Build Equity
Raise a family
Stabilize Your housing costs
Be Proud of where you live
What are your goals? Everyone is unique, request your personalized rates and fees.
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