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Marvin Reyes Profile Image

Marvin Reyes

Mortgage Loan Originator
NMLS#: 1984233

Phone: (831) 237-7792
Marvin@conceptmortgage.com

Hello, welcome to my page.

I have been in the financial industry for over 20 years and over a year in the Mortgage industry. I find it fulfilling in helping my borrowers achieve their financial goals from purchasing their home to refinancing their current home so we can lower their rate and payment r cash-out refinance. Buying or refinancing a home is a big commitment and should be a joyful experience and this is what I strive to achieve.

My goal is to make sure the process goes as smoothly and as efficiently as possible. When you work with me, you will get amazing customer service, accessibility, transparency, open communication, outside-the-box thinker, and I will make sure I build a lasting relationship.

Our Loan Process

1: Pre-Approval

A loan pre-approval sets you up for a smooth home buying experience.

2: Shop

Start working with a real estate agent and viewing homes.

3: Loan Application

A few documents are needed to get a loan file through underwriting.

4: Loan Processing

Assemble all the necessary paperwork and details for the underwriter.

5: Underwriting

They closely evaluate all the documentation in the loan package.

6: Ste. Closing

Documents are drawn and sent to the title company for closing.

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